Part 6 工作之余
71．理财投资（上）
范例一：Buying funds 买基金
When it comes to select a fund, you will always read “Past performance is not an indication of future results”, can you believe that?
当谈到选择基金的时候，你总会听到“过去的成就并不代表它的将来”，你相信这句话吗？
Maybe it is right since everything is possible. You know the market changes quickly these days. But I still have doubted those funds with bad stock performance. For me, his stock record is the very important criteria to decide which to buy. I really want to decrease the risk reach the minimum and achieve the maximum returns.
或许它是正确的，因为一切皆有可能。你知道的，现在的市场变化快速。但是我仍然对那些股票行情不佳的基金没有信心。对我来说，股票记录是我决定买哪一个的重要依据。我真的很想把风险降到最低，把回报提到最高。
If you refuse to take risk, you can’t have better returns.
如果你决绝承担风险，你就不能获得很高的回报。
I will think about it.
我会考虑的。
